Case study · Anyday App (XTM Inc.)

Anyday App: redesigning a fintech wallet that pays workers the same day

We redesigned Anyday, a fintech wallet paying wages the same day: employee satisfaction rose 40% and payouts save 14 hours per week. Book a free consultation.

Anyday App (XTM Inc.) project cover: Anyday App: redesigning a fintech wallet that pays workers the same day
Anyday App: redesigning a fintech wallet that pays workers the same day
  • 40%
    increase in employee satisfaction from immediate access to wages
  • $51,000
    average savings per year, per location
  • 14 hrs
    saved per week with automated payouts
  • 20%
    rise in business clients drawn by the secure, modern payout solution

About the Anyday App

The Anyday App is a mobile wallet and payout platform from XTM Inc., a fintech company with offices in Miami and Toronto. It targets payroll pain in service businesses like hospitality and personal care.

Bi-weekly pay leaves hourly staff short between paychecks, so Anyday lets them reach wages they have already earned right away. The concept was sound, yet the first release felt clumsy to use. XTM brought us in to turn it into a product that employees enjoy and that makes payroll lighter for employers.

What we delivered: product revamp, strategy, web app, mobile app and website.

Why workers and employers were frustrated

Service staff earn tips and shift pay daily, yet they often had to wait days to touch that money, and the old app did little to fix it.

  • Slow payroll: standard payroll runs and cash workarounds kept workers waiting and cost businesses time.
  • A confusing first version: the original Anyday experience was hard to navigate, so people used it less.
  • A promise not yet kept: without a clear flow, the product could not solve the payroll problem it was built for.

How we rebuilt the experience

We made the app easier and safer to use by adding real-time transfers and simplifying navigation across every screen. This SaaS product redesign served two audiences at once: employees who want their pay now, and employers who want less payroll hassle. Five experiences carry the product.

Payments that land instantly

Every transaction shows up the moment it happens, so employees trust that their money is moving safely and quickly.

The Anyday App list of recent transactions with payments to Amazon, Netflix, Spotify and Facebook
Anyday App's recent transactions list: payments show up the moment they happen

Loading the wallet

Employees add funds to the wallet and check their balance in one glance, which keeps access to their money fast and protected.

Anyday App cards with a $342.62 wallet load deposit and a $894.90 account balance
Anyday App wallet load and account balance cards for fast access to funds

A dashboard for business owners

Employers see their reward program, transaction details and financial metrics on a single screen, so decisions rest on real numbers.

The Anyday App business dashboard with reward program stats, financial metrics and a transaction details bar chart
Anyday App business dashboard: reward program, financial metrics and transaction details for employers

Spending by category

Users choose favorite categories, for example food, Walmart or health. That keeps spending tidy and surfaces offers tied to each one.

The Anyday App Favorite Category screen where users choose 3 categories from options like Food, Health and Walmart
Anyday App Favorite Category screen for organizing spending by category

Cashback rewards

A rewards card tracks how close a user is to the next bonus, and one tap claims it.

Anyday App cashback card: $10.00 bonus, progress reading $10 of $15, and a button to redeem
Anyday App cashback card tracking progress to the next bonus

What changed for employees and businesses

Employees now receive their earnings the instant they want them, which puts them in charge of their own cash flow. For businesses, the cleaner interface trims cash handling and day-to-day payroll friction.

Both sides gain confidence in their finances, and operations run leaner. That balance of user needs and business goals is what a product design agency should deliver.

In the mobile app, employees move from the Anyday card to their job list and back to a balance that sits above recent activity.

Three Anyday App phone views: the Anyday card, a my jobs profile, and the balance above past transactions
Anyday App phone views for employees: the Anyday card, my jobs and account balance

Merchants have their own dashboard, with a data log, key statistics and transaction tracking.

Xbox as a sample merchant in Anyday, showing a data log, key stats and a chart of transactions
Anyday merchant dashboard with a data log, key stats and transaction tracking

The impact in numbers

The redesigned Anyday App reshaped how businesses pay their people, with measurable gains in both efficiency and morale.

Anyday App results after the redesign
Metric Result
Employee satisfaction +40%, thanks to immediate access to wages
Average savings $51,000 per year, per location
Time saved 14 hours per week with automated payouts
Business clients +20%, drawn by the secure, modern payout solution
“The AnyDay solution is definitely a time-saver. It's very easy to reconcile the cash now. At the click of a button, the money is sent to the team members and they're able to see it on their phones with the text message, which makes it easy.”
— Crystal Yeoman, Regional Operations Manager, Boston Pizza (an Anyday customer)

Ready to launch faster and convert more users?

Send us your project. A design lead reviews it and schedules a call within one business day. We sign an NDA before the first technical discussion if you prefer.