About the Anyday App
The Anyday App is a mobile wallet and payout platform from XTM Inc., a fintech company with offices in Miami and Toronto. It targets payroll pain in service businesses like hospitality and personal care.
Bi-weekly pay leaves hourly staff short between paychecks, so Anyday lets them reach wages they have already earned right away. The concept was sound, yet the first release felt clumsy to use. XTM brought us in to turn it into a product that employees enjoy and that makes payroll lighter for employers.
What we delivered: product revamp, strategy, web app, mobile app and website.
Why workers and employers were frustrated
Service staff earn tips and shift pay daily, yet they often had to wait days to touch that money, and the old app did little to fix it.
- Slow payroll: standard payroll runs and cash workarounds kept workers waiting and cost businesses time.
- A confusing first version: the original Anyday experience was hard to navigate, so people used it less.
- A promise not yet kept: without a clear flow, the product could not solve the payroll problem it was built for.
How we rebuilt the experience
We made the app easier and safer to use by adding real-time transfers and simplifying navigation across every screen. This SaaS product redesign served two audiences at once: employees who want their pay now, and employers who want less payroll hassle. Five experiences carry the product.
Payments that land instantly
Every transaction shows up the moment it happens, so employees trust that their money is moving safely and quickly.

Loading the wallet
Employees add funds to the wallet and check their balance in one glance, which keeps access to their money fast and protected.

A dashboard for business owners
Employers see their reward program, transaction details and financial metrics on a single screen, so decisions rest on real numbers.

Spending by category
Users choose favorite categories, for example food, Walmart or health. That keeps spending tidy and surfaces offers tied to each one.

Cashback rewards
A rewards card tracks how close a user is to the next bonus, and one tap claims it.

What changed for employees and businesses
Employees now receive their earnings the instant they want them, which puts them in charge of their own cash flow. For businesses, the cleaner interface trims cash handling and day-to-day payroll friction.
Both sides gain confidence in their finances, and operations run leaner. That balance of user needs and business goals is what a product design agency should deliver.
In the mobile app, employees move from the Anyday card to their job list and back to a balance that sits above recent activity.

Merchants have their own dashboard, with a data log, key statistics and transaction tracking.

The impact in numbers
The redesigned Anyday App reshaped how businesses pay their people, with measurable gains in both efficiency and morale.
| Metric | Result |
|---|---|
| Employee satisfaction | +40%, thanks to immediate access to wages |
| Average savings | $51,000 per year, per location |
| Time saved | 14 hours per week with automated payouts |
| Business clients | +20%, drawn by the secure, modern payout solution |



